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How to Cancel RAC Membership

What is RAC Membership?


RAC UK, also known as the Royal Automobile Club, is a British automotive services company headquartered in Walsall, West Midlands. Its principal services are roadside assistance and general insurance, and its subsidiaries include RAC Motoring Services Ltd, RAC Financial Services Ltd and RAC Insurance Limited.


RAC UK was founded in 1897 by Frederick Richard Simms, who set up an "associate section" to provide members roadside assistance and motoring services. The club incorporated the associate section as R.A.C. Motoring Services Ltd. in 1978. In 1987, the organisation introduced an "Advanced Computer Aided Rescue System". In 1991, it established the RAC Foundation as its research arm. The RAC Foundation was later turned into a charity, and received a legacy from Royal Automobile Club members when R.A.C. Motoring Services Ltd. was sold to Lex Service PLC in 1999.


RAC UK is a member of the British Motoring Association (BMA) and the European Automobile Association (AEA). It is also a founding member of the European Roadside Assistance Network (ERAN).


RAC UK offers a range of products and services to motorists, including:

  • Roadside assistance: RAC Members can get help with their car 24 hours a day, 7 days a week. If your car breaks down, RAC will send a mechanic to your location to fix the problem or tow your car to a garage.

  • Breakdown cover: RAC Members can get their car towed to a garage for free if it breaks down. They can also get help with minor repairs, such as changing a flat tire.

  • Travel insurance: RAC Members can get travel insurance that covers them for medical expenses, trip cancellation, and lost luggage.

  • Motoring discounts: RAC Members can get discounts on car parts, services, and insurance. They can also get discounts on hotels, restaurants, and attractions.

  • Legal assistance: RAC Members can get free legal advice on motoring matters. They can also get help with claims for personal injury or property damage.

  • Financial services: RAC Members can get access to a range of financial services, such as car finance and loans.

  • Privileges at RAC-affiliated hotels and restaurants: RAC Members can get discounts at RAC-affiliated hotels and restaurants.

How to Cancel RAC Membership UK?


There are a few ways to cancel your RAC membership:

  • Online: You can cancel your membership online by logging into your RAC account and following the instructions.

  • Over the phone: You can call the RAC customer service line and cancel your membership over the phone. The number is 0330 123 4321.

  • By post: You can cancel your membership by post by sending a letter to RAC Membership, Freepost LON1596, Stoke-on-Trent, ST4 7AA.

When you cancel your membership, you will need to give the RAC at least 30 days' notice. This means that your membership will continue until the end of the current month, plus 30 days.

For example, if you cancel your membership on 1st March, your membership will continue until the end of March, plus 30 days, which is 30th April.


If you cancel your membership within 14 days of joining, you will be entitled to a full refund. However, if you cancel your membership after 14 days, you will not be entitled to a refund.


Here are some additional things to keep in mind when cancelling your RAC membership:

  • If you have any outstanding payments, you will need to pay these in full before your membership can be cancelled.

  • If you have any claims outstanding, these will not be affected by your cancellation.

  • If you have any RAC products, such as a breakdown cover policy, these will also not be affected by your cancellation. You will need to contact the relevant provider to cancel these products.


Can I cancel MyRAC membership at any time?

Yes, you can cancel your MyRAC membership at any time. However, you will need to give the RAC at least 30 days' notice. This means that your membership will continue until the end of the current month, plus 30 days.

For example, if you cancel your membership on 1st March, your membership will continue until the end of March, plus 30 days, which is 30th April.

You can cancel your membership online, over the phone, or by post. Here are the steps on how to cancel your MyRAC membership online:

  1. Go to the RAC website and log into your account.

  2. Click on the "My Account" tab.

  3. Click on the "Membership" tab.

  4. Click on the "Cancel Membership" button.

  5. Follow the instructions on the screen.


If you prefer to cancel your membership by post, you can send a letter to RAC Membership, Freepost LON1596, Stoke-on-Trent, ST4 7AA.

Please note that if you cancel your MyRAC membership, you will also be cancelling your RAC breakdown cover policy. If you need breakdown cover after your MyRAC membership has been cancelled, you will need to purchase a new policy.


Is there a cancellation fee for RAC?

Yes, there is a cancellation fee for RAC membership. If you cancel your membership within 14 days of joining, you will be charged a £25 cancellation fee. If you cancel your membership after 14 days, you will be charged a £55 cancellation fee.


The cancellation fee is to cover the costs that RAC has incurred in processing your membership application and providing you with membership benefits.



What happens if I cancel RAC Direct Debit?

If you cancel your RAC Direct Debit, your RAC membership will continue until the end of your current membership term. However, you will be responsible for paying your outstanding membership fees directly to RAC.

You can pay your outstanding membership fees by:

  • Bank transfer: You can transfer the funds to RAC's bank account. The bank account details are:

    • Account name: RAC Breakdown Cover

    • Account number: 00000527

    • Sort code: 30-93-06


  • Cheque: You can send a cheque made payable to RAC Breakdown Cover to the following address:

    • RAC Breakdown Cover

    • PO Box 422

    • Stoke-on-Trent

    • ST4 7AB


  • Direct Debit: You can set up a new Direct Debit with RAC.

Please note that if you do not pay your outstanding membership fees, RAC may suspend your membership or cancel your membership altogether.

Here are some additional things to keep in mind when cancelling your RAC Direct Debit:

  • You will still be covered by RAC breakdown cover until the end of your membership term.

  • If you have any outstanding claims, these will not be affected by your cancellation.

  • You will need to make arrangements to pay your outstanding membership fees directly to RAC.


Can you cancel RAC mid year?


Yes, you can cancel RAC mid year. However, you will need to give RAC at least 30 days' notice. This means that your membership will continue until the end of the current month, plus 30 days.

For example, if you cancel your membership on 1st March, your membership will continue until the end of March, plus 30 days, which is 30th April.


If you cancel your membership within 14 days of joining, you will be entitled to a full refund. However, if you cancel your membership after 14 days, you will not be entitled to a refund.

Here are some additional things to keep in mind when cancelling your RAC membership mid year:

  • You will still be covered by RAC breakdown cover until the end of your membership term.

  • If you have any outstanding claims, these will not be affected by your cancellation.

  • You will need to make arrangements to pay your outstanding membership fees directly to RAC.

To cancel your RAC membership mid year, you can either contact RAC directly or cancel your membership online.

Contact RAC directly

To cancel your RAC membership mid year, you can call their customer service line on 0330 123 4321. You will need to provide them with your RAC membership number and the reason for your cancellation.

RAC will then process your cancellation and you will receive an email confirmation.

Cancel your membership online

To cancel your RAC membership mid year, you can log into your RAC account and follow the instructions.

Once you have cancelled your membership, you will receive an email confirmation.

How do you cancel RAC policy?


There are a few ways to cancel your RAC policy:

  • Online: You can cancel your policy online by logging into your RAC account and following the instructions.

  • Over the phone: You can call the RAC customer service line and cancel your policy over the phone. The number is 0330 123 4321.

  • By post: You can cancel your policy by post by sending a letter to RAC Policy Cancellations, Freepost LON1596, Stoke-on-Trent, ST4 7AA.

When you cancel your policy, you will need to give RAC at least 30 days' notice. This means that your policy will continue until the end of the current month, plus 30 days.

For example, if you cancel your policy on 1st March, your policy will continue until the end of March, plus 30 days, which is 30th April.

If you cancel your policy within 14 days of taking it out, you will be entitled to a full refund. However, if you cancel your policy after 14 days, you will not be entitled to a refund.

Here are some additional things to keep in mind when cancelling your RAC policy:

  • If you have any outstanding claims, these will not be affected by your cancellation.

  • You will need to make arrangements to pay your outstanding policy fees directly to RAC.

To cancel your RAC policy, you can either contact RAC directly or cancel your policy online.

Contact RAC directly

You will need to provide them with your RAC policy number and the reason for your cancellation.

RAC will then process your cancellation and you will receive an email confirmation.

Cancel your policy online

To cancel your RAC policy, you can log into your RAC account and follow the instructions.

Once you have cancelled your policy, you will receive an email confirmation.

Do RAC have a cooling off period?


Yes, RAC has a cooling off period of 14 days for both their membership and breakdown cover policies. This means that you can cancel your policy within 14 days of taking it out and receive a full refund.

The cooling off period starts from the day you take out the policy, not the day you receive the policy documents.


If you cancel your policy within the cooling off period, you will not have to pay any fees. However, if you cancel your policy after the cooling off period, you may have to pay a cancellation fee.

The cancellation fee for RAC membership is £25 if you cancel within 14 days of joining, and £55 if you cancel after 14 days. The cancellation fee for RAC breakdown cover varies depending on the policy.


To cancel your RAC policy within the cooling off period, you can either contact RAC directly or cancel your policy online.

Contact RAC directly

To cancel your RAC policy directly, you can call their customer service line on 0330 123 4321. You will need to provide them with your RAC policy number and the reason for your cancellation.

RAC will then process your cancellation and you will receive an email confirmation.

Cancel your policy online

To cancel your RAC policy online, you can log into your RAC account and follow the instructions.

Once you have cancelled your policy, you will receive an email confirmation.



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