Credit Cards & Loans
Credit card and loan comparison from Little Birdie can help you save you money in all sorts of places - you don't even need to have the app!
Enjoy up to 27 months interest-free for balance transfers (3.49% fee, min £5).
Eligibility criteria apply. Credit is subject to status.
Representative example
Purchase rate: 24.9% p.a. (variable)
Representative: 24.9% APR (variable)
Based on an assumed credit limit of £1,200
Credit cards
Discover the all-rounder that has up to 18 months of interest-free purchases and up to 16 months of interest-free balance transfers (3.49% fee, minimum £5).
Eligibility criteria apply. Credit is subject to status.
Representative example
Purchase rate: 24.9% p.a. (variable)
Representative: 24.9% APR (variable)
Based on an assumed credit limit of £1,200
0% Interest on balance transfers for 28 months
0% for up to 28 months on balance transfers made within 90 days of account opening (3.49% fee, min £5)*.
0% Interest on purchases for 3 months
You can shop with your M&S Credit Card in millions of outlets, wherever you see the Mastercard logo.
Earn M&S vouchers
Earn rewards points every time you shop and they'll be converted into M&S vouchers for you to spend. See how your rewards points could add up.
Loans
Borrow between £1,000 and £25,000 with fixed monthly payments of up to 60 months for loans up to £15,000, or up to 96 months for loans over £15,000.
-
Quick credit decision and instant access to funds (after signed loan agreement is received) for HSBC current account customers
-
Make overpayments free of charge
-
No arrangement fee
Representative APR
For loans between £7,000 and £15,0006.9%
APR Representative
A personal loan from M&S Bank offers fixed monthly repayments, over a fixed period of time, making it easier for you to manage your money.
-
Borrow between £1,000 and £25,000
-
Repay your loan over a period of 12 to 84 months
-
No arrangement or set-up fees
Representative example
Borrowing £10,000 over 60 months:
-
Monthly repayment £195.23
-
Total amount payable £11,713.80
-
Representative 6.6% APR
-
Interest rate of 6.6% p.a. (fixed)
